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Credit ratings or credit scores are based on substantial due diligence performed by the rating agencies who must take a balanced and objective view of the borrower's economic predicament and capacity to service/repay the debt. This can effect no matter if or not a borrower will be authorized for a loan but also the interest rate at which the loan will want to be repaid.Credit ratings also play a huge function in a possible investor's selection as to no matter if or not to purchase bonds. A poor credit rating makes for a riskier investment due to the fact the probability of the company defaulting on bond payments is viewed to be higher.
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If authorized, your terms might vary primarily based upon your specific scenario. Rates, charges, and other terms topic to transform with no notice. Please speak to a Capital One location or banker for full information.
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